by Julien Bortz | Jan 30, 2019
Below are the major contributing factors and their impact on your credit score: HIGH IMPACT Payment History: Percentage of payments you’ve made on time Credit Card Utilization Ratio: How much credit you’re using compared to your total credit limits (the...
by Julien Bortz | Sep 9, 2014
Due to the recent breach of credit card information at Home Depot stores, Home Depot is having a similar offer that Target had last year that is open to customers who may have used their credit card at Home Depot since April. I signed up for the Target offer last year...
by Julien Bortz | Jun 9, 2014 |
I tend to wait a minimum of 3-6 months before applying for new credit cards and I try to apply for at least two or more cards from specific banks out there. This time, I decided to go ahead and take advantage of the many great increased credit card sign up offers that...
by tayluke | Feb 17, 2014
It’s been over six months since my last batch of applications so it’s time for my first App-O-Rama of 2014. For those of you unfamiliar with the term, an App-O-Rama is when you apply for multiple credit cards in a short amount of time. I usually try to...
by Julien Bortz | Feb 11, 2014
Annual fees are a hot topic amongst people who own several active credit cards in their portfolio. It’s an important topic to discuss to figure out which cards are worth keeping, and which cards are worth scrapping. There are a few options when considering what...
