Update: Deal is dead!


Chase Ink Plus 70k sign up offer:

I consistently answer people’s questions about the best credit card in the market with, “Chase Ink!” According to numerous sources, the Chase Ink Bold is being phased out. However, the Chase Ink Plus is still very much alive and is currently being offered with a 70,000 point sign up bonus when you spend $5,000 in 3 months! The Chase Ultimate Rewards Program is right up there with Starwood Preferred Guest as the top 2 reward programs out in the market. Yes the Chase Ink Plus is a business card, but I’ll explain below that you don’t need to have a registered business in order to get this card.

How to apply for a Chase Ink card without owning a registered business:

If you don’t run a registered company, an LLC, or any type of business entity, don’t fret as this won’t keep you from being eligible to hold a Chase Ink card. Everyone runs a side business, whether it be selling items on eBay or Amazon, or collecting watches and stamps as a hobby. The Chase Ink cards allow you to compartmentalize your spending by user as a statement is prepared for each card/employee and the money you spend using your Ink card is not reported on your credit score.

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When you apply for a Chase Ink Plus card, make sure you fill in the “legal name of business” with “Your Name” Sole Proprietorship. For example, my legal name of business would be “Julien Bortz Sole Proprietorship” if you don’t have a registered business or legal entity. In the “tax identification number” box, you will fill in your social security number instead.

Earn up to 5x points with Chase Ink cards:

Earn 5x points for every dollar spent on:

  • Telecommunications (cell phone, cable, internet, and satellite TV bills).
  • Office supply stores such as Staples, OfficeMax, and Office Depot. These stores carry gift cards for many stores that can help you rack up a ton of points. Instead of using your credit card to make purchases directly with stores like Macy’s, Sephora, AMC movie theaters, restaurants, or even Amazon.com, go to an office supply store and buy gift cards there with your Ink card to receive 5x points!
  • Earn 2x points at gas stations (many gas stations also carry gift cards) and 2x points for hotelsScreen Shot 2014-05-01 at 12.45.28 PM

How to earn absurd amounts of UR points:

  • Staples sells $200 Visa Gift Cards online! This is where things get absurd. My buddy Meir has earned well over 500,000 UR points by buying Visa Gift Cards from Staples.com, taking them to his local WalMart, and loading them onto his Bluebird card using their ATM! I’ve done this to meet sign up bonus spending requirements, but he doesn’t mind going to WalMart often to unload his cards and earn 5x points in the process. You need to sign up for a Bluebird account, and you can upload $2,500 per day up to $5,000 per month and if your family also has Bluebird accounts, that’s where things get pretty crazy. Keep in mind you can spend up to $50,000 at 5x points per dollar with these spending categories, which equates to a potential 250,000 bonus points! (My friend has a card for his wife and himself to increase the earning potential.)
Absurdity ensues...

Absurdity ensues… Just a fraction of the gift cards he has

Bonus Perks:

Receive 2 Free lounge passes with this card and every additional user card you have by signing up with this link: loungeprogramenroll.com/inkcard

Ultimate Rewards:

Ultimate Rewards is by far one of the most valuable travel reward programs in existence. Chase UR Points are transferrable to multiple airlines and hotel chains giving you the freedom and flexibility to transfer your points instantaneously to make a booking of your choice. Travel programs include British Airways Executive Club, Korean Air SKYPASS, Southwest Airlines Rapid Rewards®, United MileagePlus®, Virgin Atlantic Flying Club, Amtrak Guest Rewards®, Hyatt Gold Passport®, Marriott Rewards®, IHG® Rewards Club and The Ritz-Carlton Rewards®.

ultimate reward travel partners

United is a valuable program to transfer to as they have amazing award availability and don’t have fuel surcharges on flights overseas. Redeem 25,000 points for a free round trip ticket from Los Angeles to New York, while 60,000 points can get you a free round trip ticket to Europe and a free stopover. Or redeem points for flights at as little as 4,500 points using British Airways Avios! British Airways is an amazing award partner with an award chart that goes according to the distance that you fly. Read my post about why British Airways Avios points are so valuable and how you can redeem free trips for only 4,500 points

Fly in Singapore Airlines’ first class suites for as little as 57,000 UR points! I’ve been dying to fly Singapore’s premium class product, which has been hailed by all who have flown them as the best service in the sky. Not to mention a big bed with complete privacy, amenities, pajamas, amazing food, and more! With the Chase Ink Plus, this is all more than attainable.

Singapore A380-800 Suites

Singapore Airlines’ A380-800 First Class Suites

Korean Air has leading first class service to Asia with first class flights redeemable at only 80,000 points each way! United will charge up to 120,000 points to fly to Asia in first class with their partner airlines.

You can redeem free hotel nights for as little as 5,000 points or if you’re feeling luxurious, use 30,000 points for a category 7 Park Hyatt hotel in Paris, Tokyo, or Sydney among others that go for over $1,000 a night! Hyatt has the best value of any hotel reward program in my opinion and you can combine cash with points to stay more nights for less.

Also, if you like to make online purchases at your favorite stores, you can earn up double, triple or up to 15x or even 30x points when using the Chase Ultimate Rewards shopping portal to shop through online retailers such as Kohls, Macy’s, Amazon, Sephora, and Groupon.


  • Earn 70,000 bonus points after you spend $5,000 in the first 3 months from account opening
  • Flexibility to pay your balance over time or in full (makes it slightly harder to get approved for the card, but be persistent!)
  • Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • Earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
  • No foreign transaction fees
  • 1:1 point transfer to popular frequent travel programs with no transfer fees
  • $0 Intro Annual Fee for the first year, then $95

Apply Now

Refer a friend and get up to 50,000 bonus points free:

Chase often allows you to refer a friend to the Chase Sapphire Preferred Card and receive 5,000 bonus points if they apply and get accepted for the card. Now, Chase is offering 10,000 bonus points when you refer a friend up to 5 friends and a potential 50,000 points. With the current sign up offer, it sounds like a pretty easy way to earn some free points.


If you’re in the market for a new credit card and want to earn the ever-versatile Ultimate Rewards points, I suggest you take advantage of this offer asap and join me in those Singapore Suites next year!