How Much are My Points Worth?

Not all reward points are equal. Not all reward programs are equally valuable. Far from it! Different programs tend to offer more bang for your buck and this article will outline which programs have the most valuable points and how much I value these points in...

Credit Score

The first thing I tell everyone before applying for a credit card is: If you can’t pay off your credit card statement in full amount at the end of every month then do not get a credit card!  Credit cards can be so valuable when used the right way. The rewards are...

How to Book an Award Ticket on United.com

I will first walk you through the steps of booking a round trip award ticket in the United States. Then I will proceed to show you how to book travel overseas and explain how to include a free stopover or “open jaw” on your journey. An open jaw is when you leave from...

The 2, 3, or 4 Browser Method

When applying for multiple credit cards at one time, how does a person avoid getting multiple credit pulls by the credit card companies when you complete a new credit card application? I will walk you through the 2, 3, or 4 browser method (depending on how ambitious...